Cookie Policy
Last updated: 30 July 2025
1. What Are Cookies
Cookies are small text files that are placed on your device when you visit our website. They help us provide you with a better experience by remembering your preferences and understanding how you use our IHT calculator.
2. How We Use Cookies
ACJ Financial Planning uses cookies to:
- Remember your calculator progress and data during your session
- Analyze website usage to improve our services
- Ensure the security and proper functioning of our calculator
- Provide personalised content and recommendations
3. Types of Cookies We Use
Essential Cookies
Purpose: Required for the calculator to function properly
Duration: Session only (deleted when you close your browser)
Examples: Calculator session data, form progress, security tokens
Analytics Cookies
Purpose: Help us understand how visitors use our calculator
Duration: Up to 2 years
Data collected: Page views, time spent, user interactions (anonymized)
Preference Cookies
Purpose: Remember your settings and preferences
Duration: Up to 1 year
Examples: Language settings, display preferences, accessibility options
4. Third-Party Cookies
We may use trusted third-party services that set their own cookies:
- Supabase: Database and authentication services (essential for calculator functionality)
- Vercel: Website hosting and performance monitoring
These services have their own privacy policies and cookie practices. We ensure all our third-party partners comply with GDPR and UK data protection laws.
5. Managing Your Cookie Preferences
You have several options for managing cookies:
Browser Settings
You can control cookies through your browser settings:
- Block all cookies (may affect calculator functionality)
- Delete existing cookies
- Set preferences for specific websites
- Receive notifications when cookies are set
Chrome: Settings → Privacy and Security → Cookies and other site data
Firefox: Settings → Privacy & Security → Cookies and Site Data
Safari: Preferences → Privacy → Manage Website Data
Edge: Settings → Cookies and site permissions → Cookies and site data
6. Impact of Disabling Cookies
Important: Disabling certain cookies may affect the functionality of our IHT calculator:
- Calculator may not remember your progress between pages
- You may need to re-enter information multiple times
- Some features may not work as intended
- Security features may be compromised
7. Data Protection and Privacy
All data collected through cookies is processed in accordance with:
- UK General Data Protection Regulation (UK GDPR)
- Data Protection Act 2018
- Privacy and Electronic Communications Regulations (PECR)
For more information about how we protect your data, please see our Privacy Policy.
8. Updates to This Policy
We may update this Cookie Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of significant changes via email or prominent notice on our website.
9. Contact Us
If you have questions about our use of cookies:
ACJ Financial Planning
Email: chris@acjfinancialplanning.co.uk
Phone: 07403109219
Data Protection Officer: chris@acjfinancialplanning.co.uk