Protect Your Wealth with Expert Inheritance Tax Planning
With pension funds entering the IHT net in April 2027, wealthy families face significantly higher tax bills. Our expert advisers help you navigate these changes and implement strategies to protect your legacy.
Could You Be Affected?
Estate value where IHT planning becomes critical
Standard IHT rate on assets above nil-rate bands
When pension funds join the IHT net
The 2027 Pension Changes: What Wealthy Families Must Know
The biggest change to inheritance tax in decades is coming. For the first time, pension funds will be included in your estate for IHT purposes, potentially adding hundreds of thousands to your tax bill.
Pensions Lose IHT Protection
SIPPs, workplace pensions, and drawdown funds will be subject to 40% IHT for deaths after 6 April 2027. Previously, these were IHT-free.
Massive Impact on Wealthy Estates
A couple with £1.2M in pensions could face an additional £350,000 IHT bill. Many families will see their total IHT liability double.
Planning Time is Running Out
Effective IHT strategies often require years to implement. The seven-year rule for gifts means starting before 2027 is crucial for maximum benefit.
Case Study: The Williams Family
With proper planning started now, this family could reduce their IHT by £400K+
IHT Calculator
Our calculator provides a summary to help you understand your potential inheritance tax position and planning opportunities.
Asset Analysis
Calculate IHT on all asset types including property, investments, business assets, and pensions with 2027 rule changes.
- Property valuations
- Investment portfolios
- Pension fund analysis
Relief & Allowance Optimisation
Automatically calculates all available reliefs and allowances to minimise your IHT liability legally.
- Nil-rate band transfers
- Residence nil-rate band
- Business property relief
Detailed Planning Insights
Receive personalised recommendations and strategies to reduce your IHT liability with clear next steps.
- Gift planning strategies
- Trust recommendations
- Professional referrals
How Our Expert Advisers Can Help
Beyond calculations, our experienced advisers provide strategic guidance, implementation support, and ongoing monitoring to ensure your wealth protection strategy remains effective.
Estate Analysis
We review your entire estate including UK and overseas assets, business interests, and family circumstances to create a complete picture of your IHT exposure and opportunities.
Bespoke Strategy Development
We design personalised IHT mitigation strategies using a combination of gifts, trusts, insurance, and business structures tailored to your specific family and financial situation.
Implementation & Monitoring
We work with your legal and tax advisers to implement strategies correctly and provide ongoing monitoring to ensure your plan remains effective as circumstances and legislation change.
Our IHT Planning Services Include:
Frequently Asked Questions
Common questions about inheritance tax planning and the 2027 changes
Ready to Protect Your Wealth?
Don't let the 2027 pension changes catch you unprepared. Start your IHT planning journey today with our professional calculator and expert guidance.
✓ Free initial consultation ✓ Confidential advice ✓ No obligation